All claims need to be reported.  Until a claim is reported the insurance company has no knowledge of the claim.  Therefore, since the insurance company does not even know about the claim, they can take no action to protect their interest or your interest (mostly their interest) regarding the claim.  Accordingly, all policies will have clauses that state that if you fail to report a claim you can’t collect on the policy.  You need to report the claim as soon as practical.  You should also have documentation as proof that you reported the claim.  For example, sending a letter certified mail is a good idea in those circumstances where your need to prove that you reported that claim.

If you or anyone you know is not happy with their lawyer for a serious personal injury case, then you can take action.  Contact The Bartinik Law Firm, PC in Groton, Connecticut at 860 445 8521 or toll free at 888 717 4211.  

Peter J. Bartinik, Jr.
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Civil Trial Attorney, Practicing Law in Connecticut