Q What are the most important parts of a car insurance policy in Connecticut?
Car insurance is regulated by the state. Each policy must contain certain things. In Connecticut, all car insurance policies for Connecticut drivers must contain certain things in the policy. For example, as of this writing, all policies must contain liability coverage of at least $20,000.00. This means that if you are injured due to someone else’s careless driving then you have a claim against that careless person, and that careless person’s liability coverage is available to pay your claim up to $20,000.00. In addition to liability coverage, car insurance policies must also contain underinsured/uninsured motorist coverage of double the amount of liability insurance. For example, a 50/100 policy is a policy that provides $50,000 in liability coverage and $100,000 in underinsured/uninsured motorist coverage. Additional parts of car insurance policy include optional medical payments coverage, and collision coverage.
If you or anyone you know has a question about car insurance please contact a Car Accident Attorney at The Bartinik Law Firm PC, 100 Fort Hill Road, Groton, Connecticut at 860 445 8521 or toll free at 888 717 4211.